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Please confirm receipt of this rejection and annotate my account s appropriately. Firstname Lastname Billing Address: If you are covered by the Military Lending Act, i then you are not bound by the Arbitration Agreement below, and ii notwithstanding anything to the contrary in this agreement, to the extent required by the Military Lending Act, nothing in this agreement will be deemed a waiver of the right to legal recourse under any otherwise applicable provision of state or federal law.

Even if you are military, I think it is important to send a message to Chase that these kinds of changes are not how you treat customers fairly. Send Chase a quick letter opting out to make it clear that they shouldn't remove our rights to a judge and jury. Here's how Chase defines binding arbitration in their new terms and conditions: Unless you timely reject the agreement to arbitrate, disputes with us may be resolved by binding arbitration.

With arbitration, you cannot go to court, have a jury trial or initiate or participate in a class action for your dispute s with us. In arbitration, disputes are resolved by an arbitrator, not a judge or jury, and procedures are simpler and more limited than rules applicable in court.

Note that these terms and conditions will remove your right go to court, have a jury trial, or participate in class action lawsuits. Will this close my credit card account? Rejecting the Chase Arbitration agreement will not close your account. From the Chase email I received: Can I the customer reject this agreement to arbitrate? You must do so in writing by stating that you reject this agreement to arbitrate and include your name, account number, address and personal signature.

Box , Wilmington, DE Rejection notices sent to any other address, or sent by electronic mail or communicated orally, will not be accepted or effective.

Do I have to physically mail a letter to Chase? Yes, they are purposely making this hard so people don't opt out. Send the letter to P. If Chase automatically opts me in for binding arbitration, can I participate in class action lawsuits? Binding arbitration means you have waived your rights to a class action lawsuit. How do I opt out of the Chase Binding Arbitration agreement?

The only way to opt out of the Chase binding arbritation change is to physically mail them a letter with your name, account number s , address, and personal signature no later than August 10, I suggest you send this letter quickly and send it certified mail so you can get receipt when they receive it.

Here's the quote from the email:

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Copy Copied to clipboard We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners. Qualifying for platinum credit cards requires that you meet high minimum income requirements. You can expect such a card to offer a considerably higher credit limit when compared to basic cards, and you can also look forward to a variety of extras. Such cards, for example, tend to offer complimentary insurance covers, and cardholders usually get access to a personal concierge service as well.

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